Hi everyone I have Verizon Fios 100/100 plan.On Verizon's test site or Okla I consistantly get about 94 to 96mb's up and down with 2 laptops one with Win 7 the other win 10..This site show much less speed.Why is that?Also,isn't windows 7 and 10 adjusting the internet settings automatically and do not need tweaking programs?