Thanks for all the tips, sorry I wasn't sure what to do with this!
Verizon DSL on a linksys Wireless B router (BEFSW11s4). Spyware was dealt with thanks to some other forums and a recent problem - I currently use S&D, Ewido, Spyware Guard, and Mcafee.
:::.. Download Stats ..:::
Connection is:: 694 Kbps about 0.7 Mbps (tested with 1496 kB)
Download Speed is:: 85 kB/s
Tested From:: https://testmy.net (main)
Test Time:: 2006/03/19 - 5:50pm
Bottom Line:: 12X faster than 56K 1MB Download in 12.05 sec
Tested from a 1496 kB file and took 17.646 seconds to complete
Mozilla/5.0 (Windows; U; Windows NT 5.1; en-US; rv:18.104.22.168) Gecko/20060111 Firefox/22.214.171.124
Diagnosis: May need help : running at only 13.89 % of your hosts average (verizon.net)
Validation Link:: https://testmy.net/stats/id-APWYCIDBV
THANK YOU THANK YOU!