Thanks for the welcome...
You are right... I am capped. I called my ISP this morning and he told me that there is no cap... what he mean't is there is no cap on download speeds. However, there is a cap on upload speeds and they had me on 128K... the best they could do was bump me up to 256K.
New test results indicate such...
:::.. Upload Stats ..:::
Connection is:: 251 Kbps about 0.3 Mbps (tested with 97 kB)
Upload Speed is:: 31 kB/s
Tested From:: https://testmy.net/ (main)
Test Time:: Tue Apr 26 12:37:03 CDT 2005
Bottom Line:: 4X faster than 56K 1MB upload in 33.03 sec
Diagnosis: Awesome! 20% + : 99.21 % faster than the average for host (122.150)
Validation Link:: https://testmy.net/stats/id-L6QSW04H5
I suppose that's the best I'm gonna get right now.