sillybilly, Welcome to the forum! Hope you enjoy your stay here!
By the time you add in the 10% overhead your up load is right on the money. Most ISP's will not give you all the upload because it cost more to give.
You know I was going to say that. I lived in Lakewood until I moved to Utah because of the mandatory busing. My kids were scheduled to be bused to Compton.
That just might be your problem. I found this, you might want to read it. My on board only has 3 jacks. My sound Blaster has 5 jacks and thats what you need!
http://www.pcadvisor.co.uk/forums/index.cfm?action=showthread&threadid=296281&forumid=1